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November 29, 2008

10 Tips For Getting The Best Deal On A New or Used Car

Filed under: Car Care — User @ 7:00 pm

1. You should purchase your new car at or around Christmas time because with everybody buying their Christmas presents, not many of them are looking to buy a new car, and it forces dealerships to up their sales strategies.

Salesmen are more willing to haggle down to your prices to close the deal.

2. You can also get a good deal from July to October because that is the time of year when dealerships are trying to get rid of their inventory to make way for the new models.

3. Purchasing a car online is becoming a great way to get a new car. Just wait for good rebates and incentives online and shop around.

Print out your information from the best quotes and bring it to the dealer that you are most willing to work with.

Bringing in lower quotes from another company might be your best bet in getting a good deal.

4. You should visit http://www.FightingChance.com if you are hoping to find new car prices, dealer incentives, and the best rebate offers.

This site is the first place that you should go for great advice on buying a car. It’s even more informative than the Kelley Blue book. This program for buying new cars can literally save you thousands of dollars.

5. A good place to start when going into a dealership is to bring a copy of your credit score with you.

It can lower your interest rates on your car loan. Your car dealer should not know more about you than you do.

6. You can avoid a common scam that dealerships pull. You will often hear that your financing fell through and that you have to respond by paying more money on your loan.

Don’t believe it. It’s another reason for you to get a copy of your credit score.

7. Another common scam by dealership salesmen is for them to tell you that they have found you a lower rate, but that they want you to re-sign your loan papers.

Usually, that is a downright lie. Once they pull up your financing information, they have the upper hand if you don’t know the details about your credit information.

You can get a copy of your credit information online at http://www.equifax.com for about $10-$15. It’s better to pay $15 now than thousands later.

8. Don’t bring in a car for trade in if you still owe money on it.

The dealership rarely pays the rest of the loan on time which will result in you having to pay a great deal of late fees to the bank.

If you do decide to bring a car in that you owe money on, get it in writing from the dealership that they will pay the balance on the car within 10 days.

9. Sometimes a dealership may not have all of your options and must order the car directly from the dealership.

If this happens they will often ask you to pay $500-$1000 for a deposit on the car.

Try not to pay more than $500 and be sure to pay with a credit card because sometimes the dealership will tell you that there was a price increase on the vehicle and will want more money.

If you pay with a credit card you have room to dispute the amount being taken from you. If you pay by check, you can just consider the money gone.

10. You should never buy a car when you are in desperate need for one because a dealer will see that and take advantage.

You should never wait until an old car is dead before searching for a new one because you should give yourself time to shop around for one and get the best deal possible. Desperation often clouds your judgment.

About the author:

George Dodge is the webmaster for 1st Choice Auto Parts that has been expanding to include all things related to automobiles, including, parts, accessories, apparal, books, posters, insurance, loans, and articles to name but a few. Additional articles can be found at Automotive Articles

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Filed under: Auto News — User @ 1:00 pm

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November 26, 2008

5 Ways to Stop Getting Hosed at the Gas Pump

Filed under: Car Care — User @ 1:00 am

Each year gas prices reach record highs and it’s become an incredible financial burden for consumers. In order to combat this, here are five tips that will help you save both gas and cash.

1. Washing and waxing your car not only makes the vehicle look better; it also improves aerodynamics, which in turn benefits your fuel economy. Gas stations that also have a car wash will sometimes offer coupons good towards money-off at the car wash. This is done as an incentive to get you to refuel at their station. Little do they know that in doing so they are saving you money at the pump. Keep your eyes open
for bargains such as these and you can easily reduce the drag on your vehicle and increase your fuel efficiency.

2. When parking your car try to position it so that you can pull out of the space in forward gear rather than reverse. As incredible as it may seem going in reverse actually uses more gas than going forward.

3. In situations where it is practical, you would do better to travel to your destination via a highway, rather than taking city streets. By being able to travel at a constant speed your car will operate much more effectively than it would when traveling through the constant stop-and-go of city
driving.

4. While driving, don’t rest your left foot on either the brake or the clutch. Applying even the slightest bit of pressure will cause your vehicle to use more fuel. This practice also causes your car’s equipment to wear down sooner.

5. As soon as your vehicle reaches a high enough speed you should make use of the overdrive gears. Using overdrive will conserve gas and minimize engine wear by allowing your vehicle’s engine speed to decrease. Consult your owner’s manual for more information on this feature and how best to use it.

The preceding tips were excerpted from the ebook Gas Station Savings. Visit http://www.gasstationsavings.com to learn more, such as how your dog is adding to your fuel expenses and how reading a book or solving a crossword puzzle save you at the pump.

About the Author

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