July 13th 2005
5 Quick Tips for Safety on the Road
By Pete Lance

The road is a dangerous place. Any driver on the road has life-and-death power over his passengers and everyone he encounters on the road, including other drivers. Do not, ever, lose your focus when you are driving. Here are 5 quick tips to ensuring your safety on the road.

1. Drive safely, or don’t drive. There are many things that can go wrong on the road. But there are also things that you can do to lessen the risk on the road. Two rules: Do not drive when you are drunk, sleepy, or not in full control of yourself. Do not drive when you are not in full control of the car.

2. Be cooperative. Driving is all about teamwork. You have to work as a team with the other drivers on the road so as to ensure nobody gets hurt. You can do anything that people will reasonably expect you to do. But don’t ever surprise other drivers by doing unexpected things. This can cause big trouble, especially on the highway.

3. Think ahead. You need to give your fellow drivers time to react to anything you do. Don’t do anything sudden. Signal before you change lanes or turn. Do things evenly, be it changing lanes, accelerating, slowing down, etc. Allow the other drivers to mentally compute where you are going to be.

4. Cool it. Don’t let your emotions take control of you. Never get angry with other drivers, no matter how unreasonable they are. It is inevitable that drivers make mistakes, even grave or stupid ones. Some drivers will even weave in and out of traffic, just to get to the front, and in the process irritate everyone else. Don’t get angry with them, and never get back at them in anyway, or you may become a hazard yourself. Always remember to stay cool, calm and collected .

5. Your area of vision is the most important. The rule of thumb is if you can’t see, don’t go! Perhaps your windshield is cracked. Perhaps your mirrors are not adjusted properly. Perhaps your windshield wipers are faulty. Don’t drive if you cannot see, especially in wet weather. It’s always better to be late than never.

Get the lowest gas prices in your area, daily and easily!
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About the Author

About the Author:
Pete Lance is the founder of www.USGasTracker.org, a premier company which helps the consumer save money on gasoline. Thousands of gas stations across the nation are tracked daily to guarantee the lowest prices on gasoline anywhere in the United States.

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Right to Repair Passed in New Jersey Assembly!
New Jersey is almost there. All the bill needs no is State Senate approval and the people of New Jersey have made a giant leap in repair rights. If you…

The law requires you buy auto insurance. So if you must get cover, how can you reduce costs ? Here’s 7 easy ways to get the best possible auto insurance deal.

* Multiple Quotes

Get multiple quotes - use the internet and call a few brokers. It’s easy to gather some good comparison quotes.

Remember to get different types of quotes e.g one from a direct-sell insurance company; another from an offline broker who keeps a database of quotes; and a couple from the internet.

Cheapest might not mean best. Will they pay out if you make a claim ? How financially secure ? How reputable ? Check around with family and friends, and look for online reviews.

* Different type of car

Insurance costs vary depending on car type. Obviously, that $100k sports model costs more to insure than your average runabout. If you’re planning to buy a new car, check insurance costs before you buy. I once set my heart on a beautiful, high performance, highly tuned Pontiac.

Luckily I checked the auto insurance before I bought it, because I couldn’t get insurance. Every broker, every insurance company flat turned me down because I lived in a high car-crime area. So I had to forget the car of my dreams until I moved up-town.

* Age and Value of Car

Maybe you’re buying a used car ? Maybe your car saw better days a few years ago, and now values much lower ? So why pay for high-priced auto insurance ? In particular, do you still need fully comprehensive coverage ?

A good rule of thumb multiplies insurance premium by 10, and compares that figure with your car value. So if you’re quoted $1000 premium and your car is worth less than $10,000 you may want to think if comprehensive represents good value. If you drop collision and/or comprehensive coverage, you should get big savings.

* Higher deductibles (excess charges)

Most auto insurance companies use deductibles to keep policy cost down. Deductibles, or excess charges, show what you pay before your auto insurance policy kicks in. Try requesting quotes with different levels of deductibles, and see how your quotes vary.

Most internet quote forms contain a box where you can specify preferred level of deductibles. Ask your broker his recommended level. For example, going from $250 to $500 deductible can slash your insurance costs by 20% or more. Go to $1000 and you save a lot of money. But you must pay the deductible if you need to make a claim !

* Multiple Insurances

I guess this might come under the ‘Get Multiple Quotes’ heading, but it’s still worth mentioning separately. You usually get an insurance break if you buy multiple policies with the same insurer.

This might mean multiple vehicles, or homeowner and auto insurance. Either way it’s worth asking about multi-policy discounts.

* Low Mileage

More and more people work at home. No more commuting. Fewer business trips. Low mileage on your car. Maybe you do travel to work, but car pool ?

Either way, look for low mileage discounts.

* Good Driving Record

A good driving record always reduces your auto insurance costs. Keep a clean drivers license. Don’t speed, don’t drive dangerously, and you’ll save money (apart from other benefits !)

* Bonus Tip

Okay, I said ‘7 Ways…’, but here’s some extra tips. Fit anti-theft devices to your car. Go on an advanced driver training course. Use daytime running lights. If you’re a college student away from home, consider adding to parents policy.

This short article covers the things you must consider when shopping for auto insurance. Follow these tips and you’ll slash your auto insurance costs.

DigiLectual Inc. 2004

http://www.autoinsurance–quotes.com/

Discover valuable information and tips to help slash your auto insurance costs.

Go ==> http://www.autoinsurance–quotes.com/

** Attn Ezine editors / Site Owners ** Feel free to reprint this article in its entirety in your ezine or on your site so long as you leave all links in place, do not modify the content and include my resource box as listed above.

If you do use the article please send me a note to neil@autoinsurance–quotes.com so I can take a look. Thanks. Check out other great articles at http://www.autoinsurance–quotes.com/articles.htm

Neil Stelling is Marketing Manager of New York based, DigiLectual Inc.

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Each year gas prices reach record highs and it’s become an incredible financial burden for consumers. In order to combat this, here are five tips that will help you save both gas and cash.

1. Washing and waxing your car not only makes the vehicle look better; it also improves aerodynamics, which in turn benefits your fuel economy. Gas stations that also have a car wash will sometimes offer coupons good towards money-off at the car wash. This is done as an incentive to get you to refuel at their station. Little do they know that in doing so they are saving you money at the pump. Keep your eyes open
for bargains such as these and you can easily reduce the drag on your vehicle and increase your fuel efficiency.

2. When parking your car try to position it so that you can pull out of the space in forward gear rather than reverse. As incredible as it may seem going in reverse actually uses more gas than going forward.

3. In situations where it is practical, you would do better to travel to your destination via a highway, rather than taking city streets. By being able to travel at a constant speed your car will operate much more effectively than it would when traveling through the constant stop-and-go of city
driving.

4. While driving, don’t rest your left foot on either the brake or the clutch. Applying even the slightest bit of pressure will cause your vehicle to use more fuel. This practice also causes your car’s equipment to wear down sooner.

5. As soon as your vehicle reaches a high enough speed you should make use of the overdrive gears. Using overdrive will conserve gas and minimize engine wear by allowing your vehicle’s engine speed to decrease. Consult your owner’s manual for more information on this feature and how best to use it.

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The preceding tips were excerpted from the ebook Gas Station Savings. Visit http://www.gasstationsavings.com to learn more, such as how your dog is adding to your fuel expenses and how reading a book or solving a crossword puzzle save you at the pump.

About the Author

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